Role profile

Role title Analyst

Reporting to Head of Offshore Client Real Estate

Team Investec Bank (Channel Islands) Limited - Offshore Real Estate

Division Specialist Bank

Key relationships Team Leader, Originators, Portfolio Managers, Real Estate Deal Forum, Credit Committee, Valuers, Monitoring Surveyors, Legal Counsel, Operations, On-boarding, Compliance, Financial Intermediaries, Group / cross-business referral partners

Regulatory status Certified person (CP): ☐ Yes ☒ No

If CP, please confirm:

(i) The type of certified function(s) performed

For guidance see Role descriptions – help with defining Certified Persons

Please tick as many as applicable: ☐

Material Risk Taker (MRT) ☐

Client-dealing function ☐

Requires FCA qualification ☐

Supervisor/manager of a CP ☐

Qualifications

(ii) Mandatory professional qualifications and exams (required for the role)

ACA, CFA or RICS qualifications (whether held or being studied towards) are beneficial but not necessary.

Team description A provider of residential and commercial development and investment finance to institutional and private clients.

This role is for an individual to work within the Offshore Client Real Estate part of the business i.e. lending to family offices, high net worth property developers and investors, and to borrowers structured through corporate structures.

Description of role and key responsibilities

This role is to provide analytical and execution support to the Originators and the wider Offshore Client Real Estate team, assisting in the origination, structuring and ongoing management of a portfolio of real estate loans across the Channel Islands and the UK. The role will primarily involve the following:

• Building debt cash flow, scenario and sensitivity models, and return / pricing analysis to support disciplined growth and data interrogation,

• Preparing term sheets and credit papers for Originator review, including proposing structuring (pricing, leverage, covenants, security, etc.),

• Detailed analysis of new deals, including scrutinising client quality, scenario and sensitivity testing, review of cash flow models and property due diligence,

• Robust financial analysis of sponsors, guarantors, contractors and other relevant parties involved in the delivery of new development or investment projects,

• Proactively supporting the management of the existing loan book to agreed strategies – covering annual reviews, development drawdowns, loan extensions and increases, renegotiation of facility terms and ad-hoc client requests,

• Liaising with and navigating internal teams and systems (Operations, Valuers, Monitoring Surveyors, Onboarding, Credit and Legal Counsel) and external partners to manage the book and progress new opportunities,

• Attending Client meetings, preparing credit applications and supporting the presentation of transactions to the Real Estate Deal Forum and the Bank’s Credit Committee,

• Supporting the post-credit legal, valuation and due diligence process, including review of legal documentation, valuation reports and QS reports,

• Supporting credit stewardship and book hygiene, ensuring conditions and covenants are complied with and that annual reviews and contractual expiries are kept up to date,

• Embedding templates, tools and AI / technology into the lending workflow, and utilising data sources and management information (e.g. Vision / CRM / credit data), to enhance insight, create capacity and reduce deal cycle times,

• Supporting the Offshore Real Estate team in the completion of project work.

Core skills and knowledge:

• Strong financial and quantitative modelling skills, including the ability

to build debt cash flow models and produce scenario, sensitivity, pricing and return analyses.

• Practical fluency with technology and AI tools, with an aptitude for adopting automation, templates and tooling across the lending process.

• Ability to turn data and management information into clear, actionable insights.

• An understanding of valuation principles.

• An understanding of the key terms in real estate finance transactions.

• Ability to carry out financial analysis of a business and to identify relevant material business risks.

• High level of numeracy and attention to detail, with strong organisational and time-management skills.

• A proactive attitude to deliver for clients, with the ability to work to tight deadlines and react well to pressure while multitasking.

• Strong relationship and communication skills, with the ability to liaise effectively across internal teams and external partners.

• Knowledge of the property market and of property lending, with development lending experience is beneficial.

• Knowledge of Real Estate procedures including credit and drawdown related matters is beneficial.

• Understand and follow all relevant compliance considerations including the regulatory environment and appropriate processes, procedures, and their implications.

• Regulatory Knowledge as applicable to role (compulsory).

• To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory).

• Strong cultural behaviours of co-operation, collaboration, respect for others, ability to engage in open and honest dialogue, embrace diversity and an unselfish contribution to colleagues, clients, and society.

Any other attributes that would be helpful, but not essential for the role.

Previous real estate finance or property lending experience, and knowledge of credit and loan documentation. Familiarity with the Channel Islands / Crown Dependencies market and structures.

This role description accurately reflects the key responsibilities and associated skills, knowledge and attributes required for to perform this role at this time. It is the responsibility of the employee and manager, to update this profile, (and store against the employee’s record), as responsibilities, required skills and knowledge changes.

July 2026

Role Profile

Role Project Manager

Reporting to Caroline Read

Team Projects & Change Delivery

Division Investec Bank (Channel Islands) Limited

Key relationships • Business stakeholders across all teams and at all levels within Investec

Bank Channel Islands and wider Investec Group (UK, SA, IBSAG etc) • Key suppliers / vendors

Description of role and key responsibilities

Who are we? Investec is a distinctive financial services group serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues that bring out of the ordinary thinking, and we put them in environments where they'll flourish. We combine an accessible structure with a focus on internal mobility. The role demands an entrepreneurial spirit and a desire to learn and collaborate to help the business grow and to drive profitability; to deliver a commercial impact for the business. Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves. This, in turn, helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation The role: Investec Bank (Channel Islands) is building a Project and Change Delivery function to support business transformation and deliver strategic initiatives across the organisation. As an experienced Project Manager and Change professional, you will play a central role in driving change by bridging the gap between the current and future state of the business and be key to the bank delivering on its strategy. You will partner with the business to deliver on strategic initiatives throughout the entire project lifecycle, starting at feasibility, mobilisation and through delivery and ensuring that solutions meet the needs of the business while complying with regulatory and internal and Group standards. Key responsibilities: Project Planning & Requirements Definition:

• Lead the planning, initiation, and scoping of projects by working closely with stakeholders to define objectives, scope, deliverables, and success criteria.

• Facilitate workshops and meetings to gather requirements, assess current processes, and identify project risks and dependencies.

July 2026

• Translate business needs into comprehensive project plans, timelines, and milestones, ensuring clarity of direction for all involved parties.

Process Optimisation & Solution Design: • Oversee the analysis and mapping of existing (“as-is”) business

processes and champion the design of improved (“to-be”) workflows. • Identify, recommend, and implement opportunities for process

automation, efficiency improvements, and innovation. • Work collaboratively to ensure solutions align with business goals and

deliver measurable benefits.

Project Execution & Delivery Management: • Direct and coordinate project activities throughout the delivery

lifecycle, managing project schedules, budgets, and resource allocation.

• Ensure the successful delivery of projects by monitoring progress, proactively addressing risks and issues, and maintaining strong communication with stakeholders and senior management.

• Liaise with cross-functional teams, including technical teams and external suppliers, to guarantee alignment and timely execution.

Testing, Implementation & Change Management: • Oversee the development and execution of test plans and user

acceptance testing (UAT) to validate solutions meet business requirements.

• Manage the operational implementation of changes, including coordinating training, updating documentation, and ensuring effective communication across the organisation.

• Facilitate smooth transitions to new systems or processes, supporting staff and clients throughout the change process.

Governance, Reporting & Documentation: • Ensure projects comply with Investec Group's Change Control

processes, governance frameworks, and regulatory requirements. • Maintain accurate, comprehensive project documentation, including

project plans, status reports, risk logs, and change records. • Deliver regular progress updates to stakeholders and escalate issues

when necessary to ensure transparency and accountability. Continuous Improvement & Professional Development:

• Promote a culture of continuous improvement within the project team by identifying lessons learned and implementing best practices.

• Stay informed of industry trends, emerging methodologies, and new technologies to drive innovation in project delivery.

• Encourage professional growth through ongoing training, certification, and active participation in knowledge sharing within the organisation.

Essential Criteria

Core Skills and Knowledge: • Extensive experience in Project Management within financial services,

ideally in a change delivery or transformation function. • Excellent communication skills both written and verbal, and an ability

to communicate clearly and concisely. • The ability to lead, control, motivate and focus people within all levels

of the business. • Strong objective facilitation skills that encourage collaboration,

energises; maintains participation across the project teams and is comfortable to step in to actively resolve conflict – with the emotional intelligence to read the room or have difficult / challenging conversations if required to move the project forward.

July 2026

We agree that this document accurately reflects the key responsibilities and associated skills, knowledge

and attributes required for ______________________________ to perform this role at this time. We acknowledge

that it is our responsibility to update this profile as things change.

__________________________________________ __________________________________ Line Manager’s signature Date

__________________________________________ __________________________________ Employee’s signature Date

Other attributes that would be helpful, but not essential for the role

• Proficient in Microsoft Office Apps (Outlook, Teams, Word, Excel, PowerPoint, Project)

• Azure Dev Ops, Miro and SharePoint Management

About Investec What’s our culture like? Our company culture is unique amongst our peers and other banks. A vibrant and colourful culture built upon an integrated purpose and with Belonging, Inclusion and Diversity at our heart… a place to bring your best self to work and where you can be truly yourself. Where will you be working? Located in the St Peter Port, Guernsey, our IBCI Head Office boasts a highly flexible office space, changing & showering facilities and an enviable terrace overlooking the marina. Hybrid Working We have a flexible working environment and a unique culture, meaning that colleagues and teams are asked to spend the majority of time in the office. We see great benefit in teams being together, connecting and spending time face to face. The specific working pattern options for this role should be discussed with the line manager.