Overview
We’re looking for a Senior Risk Assistant who will play a key role in supporting our Chief Risk Officer and strengthening the Bank’s enterprise‑wide risk framework. This is a hands‑on role at the heart of our risk function. As a trusted extension of the CRO, you’ll help ensure the Bank operates confidently within its Board‑approved risk appetite, meets regulatory expectations, and continually improves how we manage risk across the business. You’ll provide clear governance support, offer independent challenge, and help embed strong, consistent risk practices throughout our organisation.
Key Accountabilities
Enterprise Risk Management
- Support the Risk & Compliance Senior Leadership team in maintaining and embedding the Enterprise Risk Management Framework (RMF).
- Coordinate and prepare updates to the Risk Appetite Statement, ensuring metrics are monitored, escalated and reported appropriately.
- Assist in the identification, assessment and monitoring of key risks across the Bank, including credit, operational, conduct, liquidity, market and strategic risks.
- Maintain the risk register, ensuring risks, controls and mitigants are clearly articulated and regularly reviewed with first line management.
Risk Monitoring & Reporting
- Prepare high-quality risk MI and reports for Executive Risk Committee and Board Risk Committee.
- Track risk events, incidents and near misses, ensuring timely escalation and follow-up actions.
- Monitor key risk indicators (KRIs) and support root cause analysis where thresholds are breached.
Governance & Committees
- Support the CRO in the effective operation of risk governance forums, including:
o Agenda setting
o Paper preparation
o Action tracking - Draft clear, concise risk papers for senior management and Board committees.
- Ensure risk policies, frameworks and procedures are reviewed in line with policy schedules and regulatory expectations.
Regulatory & Compliance Interface
- Assist the CRO in interactions with the regulator, including preparation for supervisory reviews and thematic visits.
- Support regulatory submissions and responses relating to risk matters.
- Help ensure the Bank’s risk framework aligns with local regulatory requirements and recognised best practice.
Continuous Improvement
- Identify opportunities to streamline and enhance risk processes, MI and reporting.
- Support the CRO in implementing improvements arising from internal audit, regulatory feedback or Board direction.
- Keep abreast of regulatory and industry developments relevant to offshore retail banking.
Leadership and Engagement
- Sponsor and engage personally with the Values and Behaviours; challenge examples of unacceptable behaviour
Customer Strategy
- Manage the experience customers have with Skipton and ensure outcomes are achieved that are appropriate for customers
- Deliver excellent service to customers and/or Stakeholders
Requirements
Essential
Skills and Experience
- Experience in risk management within a regulated financial services environment (banking preferred).
- Good understanding of enterprise risk management frameworks and risk appetite concepts.
- Strong written and verbal communication skills, with the ability to produce clear Board-level papers.
- High attention to detail and strong organisational skills.
- Confidence to engage with senior stakeholders and provide appropriate challenge.
- Ability to work independently and manage competing priorities in a small team environment.
Desirable
- Experience within an offshore or international banking environment.
- Exposure to retail banking products (deposits, lending).
- Familiarity with regulatory expectations of offshore supervisors (e.g. prudential and conduct).
- Risk or professional qualification (or working towards one), e.g. IRM, ICA, PRM.