We are delighted to share that our annual Apprenticeship Programme is now officially live for 2026, and we’re excited to welcome applications from bright, motivated young people who want to build a long-term career in the industry. We are looking for one candidate in either Guernsey or Jersey to join us this summer.

Key Dates

• Application Closing Date: 17 April 2026
• Guernsey Assessment Centre Date: 24 April 2026 (10am – 12.30pm)
• Jersey Assessment Centre Date: TBC
• Please ensure all candidates keep the assessment centre date free, in case they are shortlisted to attend

A Unique and Valuable Opportunity

This programme offers a unique chance for a lucky candidate to earn while they learn (receiving a competitive salary & full market leading benefits), gaining industry experience without taking on the debt often associated with university. It is a fast‑track route to achieving the CII Diploma level qualification in just 3.5 years, supported throughout by experienced professionals who will guide, mentor, and develop them.

Flexible Start Dates

The successful candidate can choose when they begin, the choice is entirely theirs:

• Start immediately in July, or
• Enjoy the summer after exams and begin a little later in August or September.

Entry Requirements

No previous insurance experience is required. We’re looking for candidates who are:

• Eager and willing to learn
• Motivated, curious, and positive
• Ready to commit to a supported and structured development journey

Minimum academic requirement:

• 5 GCSEs at A–C (4–9) including Maths and English

More Information

Please direct candidates to our website to learn more about the programme:
👉 Apprenticeship Programme - Intact Insurance - Personal and Commercial Insurance in Guernsey and Jersey

They can also review our dedicated FAQ page here:
👉 FAQ - Intact Insurance - Personal and Commercial Insurance in Guernsey and Jersey

Hear from Joel, Tilly & Lottie (our current Apprentices)

👉Apprentice in insurance - Vacancies - Intact Insurance - Personal and Commercial Insurance in Guernsey and Jersey

Underwriter - Commercial

Purpose of the role

We are seeking a confident and engaging Underwriter/Insurance professional to join our Commercial team. You will be responsible for managing our SME platform, underwriting cases within agreed processes and risk appetite, to achieve business development and retention targets. You will play a pivotal role within our business, assisting with the performance and success of our Commercial team and our SME proposition.

You will spend the majority of your time working with our brokers identifying, discussing and converting new and existing business opportunities and making effective underwriting decisions. You will apply a range of underwriting, relationship management and business development techniques to retain existing and win new business opportunities, within our defined risk appetite. You will have a passion for service delivery, great customer relationship skills and be a good communicator and team player.

You will assist in maintaining and developing an underwriting/client portfolio, managing how we are tracking against key performance indicators and supporting colleagues in the wider team as required.

Skills & experience required

Ideally you will have underwriting experience/industry experience and possess CII qualifications. Experience of working with insurance brokers across a range of insurance products would be beneficial. You will be self-motivated, organised, be able to work under own initiative to deadlines and committed to providing excellent customer service with close attention to detail and accuracy.

Your career prospects

As you progress and gain more understanding of our business, strategy and purpose, you will have the opportunity to develop your role within the team. To enhance your career potential and further develop your knowledge in the insurance industry, we will support you in any relevant professional studies.

Further information

Don’t meet every single requirement? At Intact Insurance Channel Islands, we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may just be the right person for this or other roles.

We work together as one team, creating an open culture and paying attention to the health and wellbeing of all our people and we welcome applicants from all backgrounds.

We offer a highly competitive salary along with a wide and attractive benefits package. Flexible working from home is encouraged, and we offer excellent career opportunities.

ROLE OF ACCOUNT EXECUTIVE

GENERAL

• Responsibility for the management of a portfolio of captive and commercial (Re)insurance companies and accounts within a segregated accounts company.
• Responsibility for producing accurate accounting, underwriting and company secretarial information on a timely basis to enable the client Boards and controllers to make informed decisions.
• Liaising with the parent company, insurance regulator, directors, service providers etc in respect of the above.
• Advising senior management of issues of significance in respect of the above.

SPECIFIC

INSURANCE

• Policy administration and documentation
• Claims administration including reporting and recording
• Liaison with insurance and reinsurance brokers as required
• Underwriting decisions in conjunction with Directors, renewals and new business
• Checking the risk gap
• GFSC approvals of changes to business plans
• Obtaining Board approval
• Checking insurance documentation
• Accounting for premiums
• Agreeing reserving methodology

FINANCIAL

• Production of management accounts, statutory accounts and information, budgets, cashflow statements, and supplementary information as required.
• Assisting with the adoption of appropriate accounting practices and ensuring adherence thereto.
• Monitoring margins of solvency

Live Accounting

• Monthly bank reconciliations
• Monthly posting of bank investment transactions
• Monthly posting of monthly bordereaux

Cash

• Managing day to day cash requirements of companies
• Liaising with banks
• Liaising with and monitoring investment managers in respect of client invested funds.

COMPANY SECRETARIAL

• Performing relevant company secretarial functions including occasionally taking and producing minutes of meetings and required statutory filings.
• Ensuring minutes produced and circulated within seven days of meeting.
• Produce action points immediately after minutes are produced and add to “To Do Lists”
• Actioning matters arising.
• Arranging AGM
• Maintaining Corporate Governance framework and procedures manual   
• Scheduling of Key Actions
• Statutory Filings:    

• • Guernsey Registry return
  • Tax returns
  • GFSC Annual return

Board Meetings

• Co-ordination of board meetings. Producing board pack to agreed standards and timing (7 days prior to meeting). Attending meetings and leading discussions as necessary
• Entertaining clients as required

• • Checking client travel arrangements
  • Booking Boardroom
  • Overnight arrangements (Dinner, taxis, hotels etc)
  • In-house lunch or book restaurant.

• Maintaining contact with local directors and keeping them advised of developments with client.

TRAINING

• Undertaking appropriate and relevant training and development
• Assisting with training of colleagues where relevant.

GENERAL RESPONSIBILITIES

• Maintaining an ongoing relationship with the client.
• Visiting the client at least annually
• Socialising with client wherever appropriate
• Understanding the client's business and industry.

This role reports directly to a Client Service Director / Team Leader