Junior CDD Analyst - Control & Testing - Guernsey 

We are looking for CDD Analyst to join our Client Services team (CST), who play a crucial role in ensuring smooth and compliant client relationships. This junior position will support the control side of the Client Services team to develop expertise in this area. 

 Your responsibilities will include:

• Supporting the Control function by keeping Control Inbox up to date. This involves:
  • updating the core Banking system (blocking/unblocking customers, applying relevant markers, updating risk rating and countries) and usage of other in-house systems
  • liaising with other Teams (multi-jurisdictional) to process their instructions or request additional information whilst prioritising tasks and adhering to internal policies and procedures
  • ad-hoc screening of customers,
  • undertaking other specific duties or projects as may be required from time-to-time.
• Assisting in testing Approved Introducers to ensure compliance.  This involves:
  • organising MLRO visits
  • receiving and filing customer documentation
• Participating in a structured training program to learn the fundamentals of CST           

Your qualifications and skills include:

• Good knowledge of the basic Microsoft applications, especially Word and Excel,
• Proficient in Mathematics, with very strong English skills,
• Excellent communication and inter-personal skills
• A good level of personal organisation and effective task prioritisation
• Attention to detail
• A collaborative approach.
• Some KYC experience preferred but training will be provided for the right candidate.

Overview

We’re looking for a Senior Risk Assistant who will play a key role in supporting our Chief Risk Officer and strengthening the Bank’s enterprise‑wide risk framework. This is a hands‑on role at the heart of our risk function. As a trusted extension of the CRO, you’ll help ensure the Bank operates confidently within its Board‑approved risk appetite, meets regulatory expectations, and continually improves how we manage risk across the business. You’ll provide clear governance support, offer independent challenge, and help embed strong, consistent risk practices throughout our organisation.

Key Accountabilities

Enterprise Risk Management

• Support the Risk & Compliance Senior Leadership team in maintaining and embedding the Enterprise Risk Management Framework (RMF).
• ​Coordinate and prepare updates to the Risk Appetite Statement, ensuring metrics are monitored, escalated and reported appropriately.
• ​Assist in the identification, assessment and monitoring of key risks across the Bank, including credit, operational, conduct, liquidity, market and strategic risks.
• ​Maintain the risk register, ensuring risks, controls and mitigants are clearly articulated and regularly reviewed with first line management.

Risk Monitoring & Reporting

• Prepare high-quality risk MI and reports  for Executive Risk Committee and Board Risk Committee.
• ​Track risk events, incidents and near misses, ensuring timely escalation and follow-up actions.
• ​Monitor key risk indicators (KRIs) and support root cause analysis where thresholds are breached.

Governance & Committees

• Support the CRO in the effective operation of risk governance forums, including:
  o Agenda setting
  o Paper preparation
  o Action tracking
• ​Draft clear, concise risk papers for senior management and Board committees.
• ​Ensure risk policies, frameworks and procedures are reviewed in line with policy schedules and regulatory expectations.

Regulatory & Compliance Interface

• Assist the CRO in interactions with the regulator, including preparation for supervisory reviews and thematic visits.
• ​Support regulatory submissions and responses relating to risk matters.
• ​Help ensure the Bank’s risk framework aligns with local regulatory requirements and recognised best practice.

Continuous Improvement

• Identify opportunities to streamline and enhance risk processes, MI and reporting.
• ​Support the CRO in implementing improvements arising from internal audit, regulatory feedback or Board direction.
• ​Keep abreast of regulatory and industry developments relevant to offshore retail banking.

Leadership and Engagement 

• Sponsor and engage personally with the Values and Behaviours; challenge examples of unacceptable behaviour

Customer Strategy

• Manage the experience customers have with Skipton and ensure outcomes are achieved that are appropriate for customers 
• ​Deliver excellent service to customers and/or Stakeholders

Requirements 

Essential

Skills and Experience

• Experience in risk management within a regulated financial services environment (banking preferred).
• ​Good understanding of enterprise risk management frameworks and risk appetite concepts.
• ​Strong written and verbal communication skills, with the ability to produce clear Board-level papers.
• ​High attention to detail and strong organisational skills.
• ​Confidence to engage with senior stakeholders and provide appropriate challenge.
• ​Ability to work independently and manage competing priorities in a small team environment.

Desirable

• Experience within an offshore or international banking environment.
• ​Exposure to retail banking products (deposits, lending).
• ​Familiarity with regulatory expectations of offshore supervisors (e.g. prudential and conduct).
• ​Risk or professional qualification (or working towards one), e.g. IRM, ICA, PRM.

Financial Crime Operations Manager

Role Purpose
Manage the day-to-day operation of the Financial Crime utility team, ensuring effective delivery of AML, CFT, CPF and Sanctions controls across all supported businesses.

Key Responsibilities

Operational Management

• Manage daily Financial Crime operations including:
  • Customer Due Diligence (CDD/EDD)
  • Transaction monitoring
  • Sanctions screening
  • Case management and escalations
• Ensure service delivery aligns with agreed SLAs for each supported business.

Utility Coordination

• Act as the primary operational interface between the Financial Crime team and business units.
• Allocate resources and prioritise workloads.

Oversight of Outsourced Providers

• Perform ongoing oversight of outsourced providers including:
  • Review of MI, KPIs, and quality metrics
  • Issue identification and remediation tracking
  • Escalation of performance concerns
• Coordinate periodic assurance reviews and reporting to the Head of Financial Crime.

Quality Assurance & Continuous Improvement

• Implement and maintain QA frameworks over AML/CFT/Sanctions activities.
• Identify control weaknesses, root causes, and drive remediation.
• Support the implementation of regulatory change and process enhancements.

Reporting & MI

• Produce regular MI and management reports covering:
  • Backlogs and turnaround times
  • Risk trends
  • Sanctions and screening metrics

People Management

• Line manage Senior Analysts and Analysts.
• Provide coaching, performance management, and technical guidance.

Compliance Senior Administrator

As well as being an experienced and integral member of the compliance team, the senior compliance administrator will assist with monitoring and developing the controls in place within Bedell Cristin that ensure compliance with all relevant statutory, legal and regulatory requirements.  

Key Responsibilities

• Take ownership of any allocated tests within the Compliance Monitoring Plan and have the ability to identify any perceived risks to the business.
• Liaise with the business where required and document any queries raised as a result of the testing.
• Collaborate with internal stakeholders to address compliance issues, conduct risk assessments, and provide guidance on compliance matters
• Organize own workload to ensure that any compliance monitoring reviews are undertaken in accordance with pre-agreed timeframes
• Develop and implement compliance reporting mechanisms to track and report on compliance activities
• Respond to CDD and other onboarding queries from the business and Client Take-on team
• Assist with the training and education of employees, including new joiners, on compliance policies and procedures
• Maintain records and documentation related to compliance activities and audit
• Assist with enquiries from regulatory agencies and help to prepare for regulatory visits and investigations
• Stay informed about industry best practices and trends in compliance to ensure the firm's practices remain current and effective

Qualifications

• Ideally educated to A level standard or equivalent
• Completed a professional/relevant qualification to Diploma level, an ICA qualification would be preferred

Knowledge/skills/experience

• A good awareness and understanding of local regulatory requirements and AML
• At least 3 years' industry experience
• Previous experience in a similar role and preferably within a legal environment
• Strong IT skills

Competencies

We would like you to have:

• Good interpersonal skills are required to develop close working relationships with colleagues and clients
• Strong prioritisation and time management skills and the ability to work under pressure
• Flexibility, energy and enthusiasm
• A solution driven attitude to problems
• The ability to organise and manage workflows and delegate as appropriate
• Ability to work methodically and accurately

In this role you will be expected to:

• Adhere to all policies, procedures and regulations including those around anti-money laundering and terrorist financing
• Have a willingness to continually develop your skills and knowledge
• Act in accordance with our values and core behaviours
• Flexibility, as occasionally you may be asked to work beyond your contracted hours to support urgent transactional work

Senior Administrator, Operations and Business Support - Guernsey

To be part of the Operations and Business Support team in order to provide operational support to the Fiduciary Services business.

This will include managing statutory data within our core database and updating the Guernsey Registry, as required, and within regulatory deadlines.

To ensure that there are sufficient processes, procedures and reporting systems in place to monitor, review, assess and minimise client operational & AML/CFT risk within the business, whilst acting in accordance with the local Laws, Orders, Codes of Practice and Regulations and Group policies.

In particular the post holder is expected to work with the other departments to ensure that our key data is accurate and compliant with our regulatory obligations.

Job accountabilities:

Data Processing & Review

• Assist with data reconciliation and exception reporting, including weekly audit report of Acumen, weekly outstanding source of funds and monthly original client due diligence reconciliation.
• Manage statutory data on Acumen.
• Management of tasks and workflows, including assisting with a project to reduce outstanding tasks.
• Set up of contact cards on Acumen.
• To assist with and provide cover for the Guernsey Registry submissions and management of the data held in Acumen & at the Registry.
• Administration of the Banking platforms.
• Manage banks’ requests for information where Praxis has an introducer status.
• Maintenance of statutory records for in-house companies.
• Preparation of RORASQ documentation for Annual Validation filing deadlines.
• Provide support pan-island in the alignment of data in Acumen and the standardisation of policies & procedures as they affect the team.

Other

• Company secretarial duties for in-house companies (non-lead licensee companies).
• Assist with various projects as they arise from time to time.

Minimum education and experience

• A minimum of 5 years’ relevant experience.
• Educated to ‘A’ Level standard or equivalent.
• Relevant professional qualification (i.e. STEP or CGI) would be preferable.
• Guernsey Trust and Company administration experience.
• Experience with using the Guernsey Registry.
• Guernsey Company secretarial experience is preferable.

Required skills

• IT aware, preferably with good knowledge of Excel and Word.
• Organised, with attention to detail and accuracy of data input.
• Strong analytical skills.
• Risk awareness & awareness of regulatory reporting requirements.
• Strong communication and interpersonal skills.
• Team player.
• Ability to maintain complete confidentiality.

PraxisIFM Trust Limited

Job Summary:

Ensure that all client and entity reviews are completed in accordance with procedures and specified timescales.

Job Accountabilities:
Entity Reviews

Undertake reviews in accordance with policy and procedures including:-

• Potential Business review
• Initial Reviews
• Periodic Reviews
• Property Reviews
• Exit Reviews
• Unlisted Investment reviews
• Ad hoc reviews where a specific purpose has been identified and requested by the business

Action Points arising

• Raise Review Action Points in a clear and concise manner
• Identify trends that lead to Action points being raised
• Highlight training and development needs
• Consider amendment to procedures as required
• Resolve Action Points where required by the business
• Assist with documenting the management of ongoing complex Action points and other issues
• Populate data pages with data and information as required

Registers

• Maintaining registers of reviews with accurate data
• Update closing data as required
• Maintain property register
• Ensure all property management deficiencies are raised and monitored until conclusion
• Maintain accurate data for internal and external reporting purposes

Training

• Provide training to new entrants on Acumen Review Process and Action Point clearance through Acumen tasks modules
• Assist with training and development of administration staff on an ad hoc basis

Project Work

• Assistance with internal improvement initiatives
• Assist with the development and maintenance of risk frameworks for internal and external regulatory reporting purposes
• Drafting / updating policy & procedures in line with improvement initiatives

Minimum Education and Experience

• The post-holder must possess relevant experience obtained in a trust and company environment.
• Possession of a certified ICSA/STEP qualification is desirable or a willingness to obtain one.

Skills

• Intermediate excel and word skills required.
• Property administration experience would be desirable.

Additional Information

Praxis is an independent group of companies providing a wide range of bespoke professional services to private individuals, families and international corporate clients. Celebrating our 50th anniversary in 2022, the Group employs around 400 people across 15 jurisdictions, with over 90 of our team based in Jersey.

In addition, all our team members are expected to be committed to our core values:

• We succeed together
• We trust
• We listen
• We inspire

'Praxis’ is the overarching brand name for the companies within the Praxis group, several of which are regulated by the Guernsey Financial Services Commission and/or the Jersey Financial Services Commission. Depending on the individual role and responsibilities, the activities of Praxis employees may be governed by one or more regulatory law. For regulatory details and full legal disclaimer please visit http://www.praxisgroup.com/praxis-group-companies-information and http://www.praxisgroup.com/legal-notice

Every employee must comply with the current Anti-Money Laundering legislation (refer to the group AML Manual for details) and other applicable legislation.

Money Laundering Compliance Officer (12557) - Guernsey

Senior Associate - Risk, Regulation and Fintech – Guernsey / Jersey

Job Summary

The Risk & Regulation / FinTech team forms the largest and most prominent part of our Advisory business with the broadest range of projects and client diversity across a variety of industry sectors but primarily focused on financial services. Our subject matter experts are engaged by clients locally, globally and across the wider PwC network, regularly working with PwC counterparts around the world.

The team is led by a UK & CI Partner, augmented with experienced Directors and a strong management team with excellent possibilities to progress given our continued and exciting growth.

The team provides advice and assistance based on deep financial, analytical and business process skills to help our clients improve the way they operate, innovate and grow, reduce costs, manage risks, leverage talent and change the way they do business.

We work closely with client staff at global organisations across all levels. We bring our insight, experience and thought leadership to large, complex projects in core focus areas including:

• Implementing cutting-edge global financial technology solutions
• Navigating local and international risk, governance and regulatory change
• Assisting with buy-side and sell-side Transactional Services (Reg Due Diligence)
• Managing multi-million pound financial services remediation programmes
• Leading global anti-financial crime consulting and managed services
• Empowering local businesses to overcome transformational challenges
• Operating model design, optimisation and implementation

We are looking for ambitious and experienced professionals to join our team as we continue to grow our business. Whether you can manage challenging and complex technology implementation projects, provide critical advice around complex subject matter or assist our clients in delivering and implementing business transformation, we are looking for you.

Responsibilities:

You will work closely with senior personnel internally and crucially externally, be involved in a variety of engagements, interacting with clients and building business relationships across the region. Being part of a smaller, agile department, you will also have excellent opportunities to be involved in strategic initiatives, have input into the management of the business and contribute directly to the running of the practice.

Responsibilities include:

• Working with a range of clients where you will deliver a tailored service to meet their requirements
• Completing a diverse range of assignments as part of teams, working collaboratively within them
• Supporting the development of client project deliverables and creation of proposal documents
• Building relationships both internally within the PwC network and externally with senior client management teams on ongoing engagements
• Supporting the leadership and management teams with the Advisory growth agenda
• Ongoing development of in-depth industry experience and process expertise
• Continuously remain abreast of any new regulations published in Jersey and/or Guernsey
• Utilising your proven track record and experience to assist clients in improving their business performance so they are able to respond quickly and effectively to situations, and extracting value from transactions
• Development of client project deliverables and creation of proposal documents
• Coaching and supporting the development of junior team members

Direct Reports
This role reports to:

• Partners, Directors, Senior Managers, Managers

Reporting to this role:

• Associates

Qualifications & Certifications
No specific qualifications or certifications are needed for this role however it will be advantageous to hold a qualification such as those listed below or an equivalent

• University degree (Upper Second Class or higher)
• ACA / ACCA (or equivalent)
• Compliance, Governance or Risk related qualifications e.g. CISI, ICA, ACAMS or equivalent
• Other industry recognised qualifications e.g. PRINCE2, Agile, Lean Six Sigma, CFA, or equivalent

Skills & Experience Required
As a credible candidate you will have developed core skills in your associated discipline and be able to demonstrate prior experience in financial services. You will also be digitally literate and / or are passionate about learning new digital skills to support our practice.

Essential skills

• A minimum of 3 years’ experience working within financial services
• Existing knowledge of financial services regulatory frameworks
• Strong communication and stakeholder management skills
• Technologically minded, and/or a willingness to learn new skills
• Ability to lead self, with a problem-solving mentality
• Ability to accurately prepare and review reports on technical subject matter
• Comfortable in providing support to less experienced members of the team
• Delivering projects to tight deadlines and managing multiple stakeholders
• Proficiency in Microsoft Office Suite (Excel, Word, Powerpoint, etc)

Desirable skills

• Experience with various organisational risk, fincrime, compliance and governance regimes
• An interest in technology and process automation with a particular focus on core industry technologies adopted within the financial services sector e.g. CLM workflows, screening and data providers, transaction monitoring providers, etc.
• Familiarity with industry agnostic tools such as PowerApps, Salesforce and Alteryx.
• Data analytics and visualisation experience (e.g. Power BI/Tableau)
• A detailed knowledge of Anti-Financial Crime regulations in one or more relevant markets
• Prior experience of working as a consultant
• Experience of business development such as proposal writing

Travel Requirements
Travel may be required to visit client sites as part of day-to-day project delivery and some travel is required between the islands and the UK as you will be part of a x-island team. However, for those candidates who actively want to travel with work, we have a number of projects that require extensive travel which you can request to be part of if you wish.