Trainee Actuary/Analyst - Actuarial Insurance

Reference: HR 14014

Key Responsibilities

The duties of this role include but are not limited to

• Checking and analysing data received from insurance clients
• Assisting in the preparation of data and calculations for standard actuarial valuations and consultancy services for our life and general insurance clients including
  • General insurance/captive reserving
  • Solvency II calculations
  • Actuarial aspects of IFRS 17 accounts
• Calculating, checking and analysing financial reports
• Preparing and checking standard valuation reports and producing communications and reports for clients
• Using, maintaining, and developing Excel spreadsheets, R programs, and various specialist actuarial software systems to support the advice given to our clients
• Representing BWCI professionally and effectively and maintaining a high standard whether by phone, in writing or in person
• Being responsible for checking the work of other team members
• Providing support to partners and staff of BWCI as required

Qualifications and Experience

Education

• Minimum A Grade A Level for Maths (or equivalent)
• Applications also welcome from graduates

Experience/Skills

• Basic use of Microsoft Word, Excel, and email is a minimum requirement

Actuarial Trainees will be supported to undertake examinations towards a qualification with the Institute and Faculty of Actuaries Training will be provided in all aspects of the work required

Person Specification

The ideal candidate should be

• Able to demonstrate good communication and teamwork skills
• Able to work with minimum supervision on tasks assigned to them after an initial briefing of the task required
• Interested in problem solving, analytical, and have great attention to detail.
• Familiar with R (or a similar programming language)

Trainee Lending Representative

Reporting to - Lending Manager

Team - Lending

Main Purpose of role:

A sales-based role to evaluate and prepare loans for approval, having advised clients of financial status and repayment methods. Sell Cherry Godfreys products and services maintaining close relationships with new and existing clients.

Liaise with counterparts in other jurisdictions to ensure consistency and efficiency across the Group in line with Policies and Procedures.

Main Duties (Areas of Responsibility /Key Tasks):

• Work to sales and corporate governance targets for the Lending Department.
• Display role model behaviour with a can-do attitude towards work and continually support team members.
• Liaise / Correspond directly with clients/stakeholders
• Evaluate, prepare and approve loan applications in line with Policies and Procedures.
• Meet with applicants to obtain and discuss information relating to loan applications and to answer questions about the process.
• Provide a complete loan application with explanatory notes for approval of the underwriter.
• Answer loan queries relating to current and potentially new customers.
• General administrative duties and updating of Group databases.
• Undertake regular solicitation.
• Undertake additional duties as and when requested by the Board/Directors to ensure the effective functioning of all the Group areas.

Please note: Due to the fact that Cherry Godfrey is a small business, job descriptions may be amended and roles re-defined.

Desirable:

• Previous experience of working in an office or sales environment would be advantageous.
• At least a ‘C’ in GCSE English and Maths or equivalent.
• Confidence to sell products and services in person and over the phone.
• Enthusiastic and a willingness to learn

• Key Competencies:
• Excellent interpersonal skills with the ability to deal with enquiries at all levels.
• Self-motivated with good organisational skills and the ability to delegate and prioritise workloads.
• Ability to work to tight deadlines.
• An ability to work with minimal supervision and make decisions where necessary.
• Proficient ICT skills with proven knowledge of Microsoft Office and varying databases.

Key Accountabilities:

• Demonstrate a high level of file accuracy whilst complying with all Policies and Procedures.
• Ensure all applications are dealt with in a timely manner.

Trainee Business Support Analyst

Details

The Trainee Analyst will work within the Business Support Team (“BST”) which provides administrative support to the business in relation to compliance, onboarding, and monitoring, to both licensed investment business and fiduciary business. The trainee analyst will similarly assist the Compliance team with, for example, collating data for the completion of regulatory returns, and reconciling regulatory registers.

Key Responsibilities:

• Assist with Onboarding/take on of new clients and entities in both the fund and fiduciary/trust areas of the business – undertake collation and review of CDD, preparation of initial Relationship Risk Assessments (“RRA”), identifying where further information is required.
• Set up and help maintain trackers for monitoring the onboarding progress of clients during fund closes.
• Assist with remediating CDD deficiency tasks in Acumen (database) from Take On and RRA reviews.
• Preparation of periodic reviews including the updating of RRAs and helping maintain the trackers for monitoring the progress of completion of the RRAs.
• Register and record keeping – managing client data on various systems and maintaining accurate and timely records.
• Attend to other ad-hoc client requests or other duties as required by the team, including project work.
• Undertake the above tasks in accordance with the policies and procedures and controls (PCCs) and suggest efficiencies and changes or workflows to enhance business service delivery.
• Contribute to the positive compliance culture by undertaking any training in a timely manner and being responsive to questions from the other business teams and sign posting them on where necessary.

Personal attributes:

• A willingness to learn and the flexibility to undertake a range of compliance, governance and onboarding tasks for both the Business Support Team and the Compliance Team.
• Excellent communication and interpersonal skills with the ability to work within a team.
• Strong IT capabilities, especially to adapt to new systems quickly.
• Self-motivated, organised and able to work to deadlines.
• Good problem-solving skills and a pragmatic approach to solving problems.
• High levels of accuracy.

Qualifications and expertise:

• The role would ideally suit an A level school leaver or graduate looking to launch their career in the finance sector. Equally applications from anyone with 1-2 years’ experience in the finance sector fund, perhaps seeking a change in direction, would also be welcome. Training and support will be adapted to suit the preferred candidate.
• Either be studying towards a recognised professional qualification such as ICA or CGI (ICSA) or willing to commence study towards such qualification.

Customer Service Executive, Custody

We are looking for a CSE to provide support to the Custody team and assist in the servicing of clients.

Your responsibilities will include:

• Assisting with day-to-day client service.
• Receiving instructions (payments, security trades, foreign exchanges, Fixed deposits and corporate actions) from clients and carrying these out.
• Communicating with clients to resolve queries, carrying out call backs and arranging online banking activations.
• Identifying opportunities to cross and up sell the banks products and services, and work with Relationship Managers to convert these leads
• Being aware of, and actively contributing towards the bank’s financial targets and the revenue of your clients.
• Assisting with projects and large-scale system tasks that may arise.
• To assist with the timely completion of client risk reviews
• Ensuring that all relevant and current rules, regulations and Bank policies are adhered to in respect of your clients.

Your qualifications and skills include:

• Strong written and verbal communication skills.
• The ability to work collaboratively within a team
• Proficient IT skills
• Keen interest in banking and learning about products/services
• Experience in any banking role (desirable but not required)
• A pro-active approach to suggest new ideas/innovation/process changes
• Ability to think outside of the box and enthusiasm for change and the unexpected.

Does this sound like you?

Disclaimer: Butterfield Bank (Guernsey) Limited (“BBGL”) is licensed and regulated by the Guernsey Financial Services Commission under The Banking Supervision (Bailiwick of Guernsey) Law, 2020, The Protection of Investors (Bailiwick of Guernsey) Law, 2020 and The Lending, Credit and Finance Bailiwick of Guernsey) Law, 2022 each as amended from time to time, under registration number 85. BBGL is a participant in the Guernsey Banking Deposit Compensation Scheme (the “Scheme”) established by The Banking Deposit Compensation Scheme (Bailiwick of Guernsey) Ordinance, 2008 (the “Ordinance”). The Scheme offers protection only in respect of ‘qualifying deposits’ (as that term is used in the Ordinance) of up to £50,000, subject to certain limitations as set out in the Ordinance. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website www.dcs.gg or upon request. Deposits are not covered by the UK Financial Services Compensation Scheme under the Financial Services and Markets Act 2000, nor are deposits covered by any equivalent scheme outside of the Bailiwick of Guernsey. BBGL is registered under the Data Protection (Bailiwick of Guernsey) Law 2017, under registration number 11160 and with the Guernsey Registry under registration number 21061. BBGL’s registered office address is P.O. Box 25, Regency Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 3AP. BBGL’s products and services are available in Guernsey and only in those other jurisdictions where they may be legally offered or obtained. BBGL is a wholly-owned subsidiary of The Bank of N.T. Butterfield & Son Limited. Terms and Conditions can be obtained from our website and copies of the latest audited accounts are available on request.