Lending Specialist (Underwriting)

This role would ideally suit a candidate with good lending experience that is looking to join an organisation where there is plenty of opportunity to progress.

Your responsibilities will include:

• Working as part of a busy front office lending team 
• Meeting clients, answering queries and reviewing mortgage and loan applications within agreed SLAs (either via email or telephone) and delivering exceptional client service.
• Acting as both an internal and external credit advisor assessing client structures and devising client centric solutions
• Reviewing and renewing existing loan facilities
• Presenting cases at the bank’s credit committee
• Assisting other Lending Officers in the approval and conclusion of the facilities they underwrite
• Working with other departments including Credit Risk & Credit Ops to ensure credit facilities remain within our defined risk strategy and ensuring that risk culture is built into all new product design, case submission and portfolio review
• Making recommendations for continuous improvement to the lending process
• Contributing to CI lending targets

Your qualifications and skills include:

• Minimum 5 years’ finance/banking/lending experience (o equivalent)
• Holds or is prepared to undertake qualifications e.g. CEMAP
• Excellent administration skills
• Speed, accuracy and reliability
• Excellent communication skills
• Co-operative attitude

Does this sound like you?

Account Manager, Private Clients (6-month contract)

We are looking for a temporary team member for our Client Service team, to be responsible for the day-to-day servicing of a book of private clients.

Your responsibilities will include:

• Undertaking day-to-day existing client service and working closely with the Relationship Manager (RM) to coordinate the onboarding of new clients
• Receiving and processing instructions from clients (including payments, security trades, foreign exchanges, Notice and Fixed deposits, corporate actions and static data changes), coordinating with other departments as required, ensuring that all necessary actions are taken
• Identifying opportunities to cross and up sell the Bank’s products and services, working with the RM to convert these leads and record them in the appropriate database
• Communicating with clients daily, handling general enquiries.
• Assisting clients with online banking setup and enquiries
• Assisting other team members during busy times
• Assisting with and co-ordinating projects and large-scale system tasks that may arise from time-to-time
• Assisting with client periodic risk reviews and trigger reviews as and when required, in order to assess ongoing risks to the bank and to help close any KYC/AML shortfalls.

Your qualifications and skills:

• Excellent interpersonal skills
• Experience in a financial services client facing role
• A strong ability to effectively support client relationships and to build relationships in conjunction with the Relationship Manager.
• Advanced knowledge of Outlook / proficient IT skills.
• A track record of working collaboratively within a team

Fund Administrator/Senior Fund Administrator, Private Equity - Guernsey

A vacancy has arisen in our Private Equity (PE) Operations team. Northern Trust offers a first class service to a variety of PE clients and work as a close team to ensure deliverables are met.

You will be working as a key member within the administration team whilst providing additional support to the wider team that administers a very large client with an active investment portfolio across multiple fund products.

Key components of the role include liaising with internal teams and the Investment Advisor, completion of client bespoke tasks, completion of investment administration and dealing with ad-hoc queries as they arise, all within scheduled timeframes and ensuring that all client KPIs are met.

 The key responsibilities of the role include:

• Providing a premier client service by building strong relationships with the Investment Advisor and any other third parties including working closely with the client to resolve queries and other teams within NT to ensure completion of client deliverables.
• Developing a thorough knowledge of your client and their bespoke requirements with regards to key processes performed in their systems.
• Support the monitoring of assigned mailboxes, completing tasks assigned by the senior fund administrator or management.
• Support other team members with workloads and rotate tasks on a regular basis.
• Investments: Create and maintain investment and portfolio records in the client’s bespoke systems, including preparing and processing of purchases and disposals; recording of income receipts; monitoring receipt of monthly or quarterly valuations and understanding other types of complex investment transactions and restructurings.
• Fund operations: Undertake daily cash management duties, bookkeep valuations in structures, perform periodic reconciliations and prepare invoice coding for all fund products.
• Client reporting: Develop client specific knowledge to facilitate the preparation of regular reporting for the client’s senior management, finance, investor relations and deal team. This includes having detailed understanding of fund structures and the investment portfolio across fund products.
• Investor reporting: Complete adhoc queries for investors where qualitative data forms a part of the response; and other stakeholder reporting: support preparation and review of reports within set deadlines.
• Risk management & efficiencies: To identify efficiencies and areas for improvement to reduce risk and become more efficient; ensuring that technology available is being fully utilized in the most efficient manner; working with technology to resolve any issues and improve processes; ensure full and proper reporting to your manager of any operational issues and where delays are expected to flag any service delivery issues as early as possible; and ongoing review of daily controls and communications of any new ideas or suggested procedural changes.

Skills/ Qualifications:

The successful candidate will benefit from having:  

• Previous experience of fund administration of private equity funds, credit funds or perpetual funds is necessary;
• The ideal candidate would have business or financial services qualification or studying for same;
• Be computer literate with proven ability to learn new systems and processes, with data literacy skills advantageous;
• Possess excellent organisation skills with the ability to handle multiple priorities, escalating issues where necessary;
• Have customer service orientation with a concern for quality including being effective in the use of a variety of communication methods;
• Ability to problem solve and be a team player.

Consultant, Private Equity - Guernsey

The successful candidate will sit within Northern Trust’s Private Capital Administration (“PCA”) in Guernsey.  The PCA department comprises of four teams each providing comprehensive Administration and Accounting services to Northern Trust’s clients.

This position is to join a team comprising of 12 team members responsible for servicing 12 clients each with multiple funds at various stages in their life cycle and with different structures and investment strategies.  The combined team fund assets under administration total circa. US$2.5 billion. The team work collaboratively to ensure client deliverables are met which will provide exposure to all clients administered in the team over time.

The key components of the role include liaising with the client, the fund directors and internal teams within Northern Trust, completion of cash management, investor and investment activities. 

 The key responsibilities of the role include:

• Develop strong relationships with clients, fund directors, internal departments and other third parties associated with the administration of the funds and their associated vehicles;
• Develop an in depth understanding of the Northern Trust’s systems and processes together with clients expectations and the funds administered within the team;
• Accountable for Cash Management Activities including processing banking transactions and invoice payment;
• Responsible for Investor Activities including Investor Calls and Distributions, Investor Transfers, maintenance of investor contact and banking information, Investor Queries and Investor Reporting;
• Responsible for Investment Activities including new and follow-on Investments and Divestments;
• Organisation of Board Meetings including Board Packs, attendance at meetings and preparation of board minutes after that meeting;
• Responsible for the completion of Know Your Customer/Client Due Diligence for existing investors in the funds on a periodic basis and new investors;
• Timely completion of activities assigned and communicating the status of activities  to your manager;
• Support other team members with their workloads to ensure all team client deliverables are completed on schedule; and
• Completion of ad-hoc activities to support team/department projects as assigned.

Skills/ Qualifications:

• Previous Fund, Corporate Secretarial or banking experience;
• Good customer service skills with attention to detail;
• Ability to set priorities and work to deadlines with minimal supervision;
• Possess excellent organisational skills with the ability to manage multiple priorities; and
• Work collaboratively as part of a team with an enthusiastic approach and positive attitude.

Senior Accountant, Private Equity Accounting - Guernsey

A vacancy has arisen in our Private Equity (PE) Operations team. Northern Trust offers a first class service to a variety of PE clients and work as a closely to ensure deliverables are met.

You will be working as a key member within the administration team whilst providing additional support to the wider team that administers either a variety of clients or a very large client with an active investment portfolio.

Key components of the role include liaising with internal teams and the Investment Advisor, completion of various non-accounting tasks, completion of all aspects of accounting and dealing with ad-hoc queries as they arise, all within scheduled timeframes and ensuring that all client KPIs are met.

The key responsibilities of the role include:

• Providing a premier client service by building strong relationships with the Investment Advisor and any other third parties;
• Developing a thorough knowledge of your client and their bespoke requirements with regards to key processes;
• Working closely with the client to resolve complex issues and queries;
• Own the monitoring of assigned mailboxes, completing tasks assigned by management;
• Perform reviews of junior team members work.
• Complex accounts Preparation/Review under various GAAP/IFRS standards
• Investments: Update and maintain investment and portfolio records on behalf of clients, including processing of purchases and disposals; recording of income receipts; revising quarterly valuations and understanding other types of complex investment transactions and restructurings.
• Investor Calls/Distributions: Calculate call/distribution amounts for recommendation by client; liaise with client and investors regarding receipt/payment of monies; liaise with financial institutions receiving or making payment of fund and maintain accounting records.
• Company Secretarial duties (including, but not limited to): Assist in the preparation of company minutes and agendas; process investor transfers; maintain/update investor static information; review external payment workflows.
• Develop client specific knowledge to facilitate the delivery of ad-hoc queries. This includes having detailed understanding of fund structures and how they interact with one another.
• AIFMD and Solvency II Reporting: Review data exported from accounting systems and filing final reports with regulators / investors as applicable.
• Tax Reporting: Provide information for tax returns to internal and external tax professionals; review qualitative and quantitative data prior to supply of returns to investors; liaise with other internal departments such as CDD and Tax across numerous judications. Examples include FATCA & CRS; UK, German and US tax reporting.

Skills/ Qualifications:

The ideal candidate will benefit from having:

• Hold an accounting qualification (ACA or ACCA preferred) and be familiar with UK; US and Lux GAAPs.
• Those partially-qualified or with at least 2 years of relevant experience, preferably with debt instruments, will also be considered
• Have a general understanding of the Guernsey Company / POI / Partnership laws and possess an ability to keep up to date with all applicable legal developments
• Confidence in communicating directly with clients and other senior stakeholders
• Good team player, self-starter, flexible, with the ability to work under pressure with minimal supervision
• Able to demonstrate professional judgement and attitude in all aspects of work, including detailed self-review of own work.

Business Solutions Architect - Guernsey

Job summary:

Reporting to the Head of Business Solutions, this proactive and technically skilled Manager-level Solutions Architect will support the design, development, and enterprise-wide adoption of solutions using SharePoint, Power Platform, and a focus on Power BI within our Microsoft 365 ecosystem. This role is instrumental in helping the business transition from manual and legacy systems to modern, automated, and efficient digital workflows. The post holder will contribute to projects, to develop robust, scalable, and user-friendly solutions ensuring alignment with business objectives and supporting the strategic digital transformation agenda.

As part of the wider Project Management Office, this role will touch on a range of business areas, working with teams across our Global locations. This is a hands-on role requiring strong collaboration with internal stakeholders, effective project execution, and a proactive approach to problem-solving to ensure high-quality outcomes and user satisfaction.

Job accountabilities:

• Manage and deliver a range of projects and mini sprints focused on supporting the business to leverage Microsoft 365
• Lead the design and architecture of solutions using SharePoint, Power Platform and other Microsoft 365 services, collaborating with InfoSec, IT and Compliance to ensure all solutions are aligned with corporate policies.
• Lead on the further development and leveraging of the existing business Power BI Management Information System, ensuring documentation and delivery meets the requirement of the business.
• Work with business users to identify and document requirements, translating them into technical specifications and solution architectures, maintaining project documentation, ensuring clear communication and progress tracking.
• Develop, test, and deploy custom business applications using the Power Platform, working with the team to organise and implement UAT support and validate Go-live activities,
• Act as the SharePoint subject matter expert, overseeing structure, permissions, and best practices for document and content management, in line with Group policies and procedures.
• Promote best practices and contribute to the development of tools, training resources, training sessions and documentation to support user adoption and upskill the end user.
• Stay current with the Microsoft Power Platform roadmap, identifying opportunities to enhance business capabilities.
• Such other duties as may be assigned.

Minimum education and experience

• Minimum of 5 years’ relevant experience in business applications or system support, technology-driven projects, or business process improvement.
• Proven experience designing and implementing custom PowerApps, Power Automate flows and SharePoint sites/libraries
• A strong understanding of Microsoft 365 capabilities, including integration capabilities and limitations.
• Attainment of a relevant Microsoft certifications/professional qualifications are highly desirable.
• Experience of running and delivering successful projects, preferably in a multi-disciplinary environment.
• Familiarity with data modelling, permissions management and governance within Microsoft 365 environments.

Required skills

• Understanding of Microsoft 365 and its role in achieving business outcomes.
• Proven problem solving, research and troubleshooting skills.
• Demonstrated ability to manage projects and maintain technical documentation to support delivery timelines.
• Proven communication skills to enable interaction with individuals at all levels, along with the ability to produce clear and concise documentation.
• Proficiency in digital platforms to optimise project workflows, reporting, and stakeholder engagement.
• Ability to work independently, meet tight deadlines, and manage competing priorities effectively.
• Willingness to work collaboratively within a team and support shared objectives.
• Openness to learning new technologies and adapting to evolving business requirements.

Senior Associate - Financial Services Law

Senior associates in our financial services law practice enjoy a varied working day, providing legal advice relating to banking and finance, corporate and commercial law, investment funds, general financial services, insurance and regulatory matters.  Furthermore, they have a key role in working with the partner(s) to help grow the business by assisting with the development and implementation of the strategic growth plans for the work area.

Given the nature of the Guernsey practice, we are looking for a senior associate whose experience is more weighted to banking and finance.  They must have solid technical skills, a client centric and commercial approach and the ability to think on their feet.  As well as working on high quality transactions and being an integral member of the team, you will enjoy a client-facing role and a working environment that is open, friendly and collegiate. 

More about the role

Client Work

• To take responsibility for the management and co-ordination of client work as delegated by the Partners
• To manage risk exposure in accordance with the firm's policies and procedures
• To ensure all clients receive a high quality, timely and professional service to meet their needs
• To delegate to and actively supervise the work of more junior staff as appropriate
• To identify, discuss and implement changes/improvements to the way the practice runs and/or the services provided to clients

People

• To assist as required with the motivation, management and development of other fee earners and support staff in the work area
• To support the Partners in building an efficient group structure (this may include involvement in recruitment)
• To actively share knowledge, skills and experience with others

Business Development

• Promote and strengthen the Bedell brand
• Within the Group’s strategy, contribute as required to the development and implementation of the Group’s business development plans, with the aim of attracting more work from existing clients and developing new client relationships
• Support new ventures, identify cross selling opportunities and seek ways to develop our services
• Take responsibility for a range of non-chargeable activities to build the firm's know-how and external reputation through seminars/writing of articles/presentations etc.
• Working with colleagues from other teams and offices on multi-disciplinary and international projects
• Taking responsibility for a wide range of tasks/projects as required by the lawyers/partners in the group

Financial

• Take personal responsibility for achieving target hours, proactively manage WIP, billings and debtors and record time in a consistent way
• To demonstrate a good understanding of our key financial indicators by educating others

Qualifications/skills/knowledge/experience

Qualifications

• Likely to be 5-6 years+ PQE with Jersey, Guernsey and/or UK/Commonwealth qualifications

Skills/knowledge/experience

• Knowledge and experience of transactional work relating banking and finance, corporate and commercial law, investment funds, general financial services, insurance and regulatory
• Experience of working in an offshore jurisdiction would be beneficial but not essential
• Knowledge of, or a desire to learn about Guernsey offshore law
• Strong technical ability
• Business development experience and/or motivation to assist with business development
• The ability to prioritise and manage time effectively

Competencies

We would like you to have:

• A client focused approach
• Strong commercial awareness and sound judgement
• Self-motivation and drive
• A solution driven attitude to problems
• The ability to instil confidence in partners, colleagues and clients
• A positive and optimistic attitude
• The desire and ability to work collaboratively and collegiately with others
• The ability to communicate effectively with peers, colleagues and client

In this role you will be expected to:

• Behave in a manner in keeping with our core culture and values
• Adhere to all policies, procedures and regulations including those around anti-money laundering and terrorist financing
• Commit to fulfilling any personal CPD requirements and continually developing your skills and knowledge
• Flexibility, as occasionally you may be asked to work beyond your contracted hours to support urgent transactional work